HRsolution » COUNTRIES » Zambia

Population

Zambia has about 195 million inhabitants (as of 2023). The population is ethnically diverse, with more than 70 different ethnic groups, including the Bemba, Tonga, Chewa, and Lozi being the largest.

Capital

The capital of Zambia is Lusaka. It is the economic, political, and cultural center of the country and one of the fastest-growing cities in Southern Africa.

Economic Power

Zambia’s economy is heavily based on mining, particularly copper, which is the main export product. Other important economic sectors include agriculture and tourism, with Victoria Falls being one of the most famous tourist attractions. Despite its rich natural resources, Zambia faces economic challenges such as high unemployment, poor infrastructure, and national debt.

Culture

Zambia’s culture is shaped by a variety of traditions, languages, and ethnic customs. Traditional music, dances, and crafts play a central role. Zambian cuisine is simple and mainly based on maize, supplemented by regional ingredients such as fish and vegetables. The people of Zambia are known for their hospitality and pride in their cultural traditions.

Currency

The official currency of Zambia is the Zambian Kwacha (ZMW).

Health Insurance and Social Security System

Zambia does not have a comprehensive national health insurance system. Healthcare is mainly provided through private insurance, employers, and international aid organizations. Access to healthcare is often insufficient, particularly in rural areas. The social security system is managed by the National Pension Scheme Authority (NAPSA), which collects pension contributions. Other forms of social security, such as unemployment or comprehensive accident insurance, are limited.

Costs for Employers

Employers in Zambia are required to contribute to NAPSA, with 10% of the monthly salary split equally between employer and employee. Additionally, employers often provide private health insurance or other benefits, which can add extra costs.

Salaries and Bonuses

Salaries in Zambia vary widely depending on the industry and qualifications. While there is a minimum wage, it is often insufficient to cover living expenses. Bonuses are not legally required but are commonly offered by companies as incentives for good performance.

Payroll

Payroll in Zambia must account for deductions such as taxes and social security contributions.

Public Holidays

Zambia’s public holidays include New Year (January 1), International Women’s Day (March 8), Good Friday, Easter Monday, Labor Day (May 1), Independence Day (October 24), Christmas (December 25), and other national holidays.

Working Hours

The regular working hours range from 40 to 48 hours per week, depending on the industry. Overtime must be compensated, and there are legal regulations governing work hours and breaks.

Vacation

Employees are entitled to at least 24 paid vacation days per year, based on a five-day workweek. Vacation days must be requested and approved in advance.

Incapacity for Work

Employees must provide a medical certificate in case of incapacity for work. Sick pay is not legally mandated and often depends on company policies or collective agreements.

Termination/Severance Pay

Zambia’s labor laws clearly define termination procedures, including notice requirements and varying notice periods depending on the type of employment contract.

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